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Can I get a discount even if I had a claim?

You can avail the discounts, depending on the Terms and Conditions of the specific offer. However, you won’t be able to get the No-Claim Discount (NCD), which is an additional discount on your insurance price only if you didn’t make a claim in the last 1 year or more.

What is no claims discount (NCD)?

NCD is an additional discount you enjoy on your insurance price, only if you didn’t make a claim in the last 1 year or more.
5 years with no claims – 50% discount
4 years with no claims – 40% discount
3 years with no claims – 30% discount
2 years with no claims – 20% discount
1 year with no claims – 10% discount
less than one year with no claims – not eligible for discount

What rewards do we offer?

Check out our No Claim Discount (NCD), where you get rewarded for safe driving!

You can also enjoy our Short Distance Driver Discount if you’re someone that drives less frequently or for shorter distances only.

Will making a claim affect my NCD?

We’re afraid, yes. You can enjoy the benefit of No-Claim Discount (NCD) on your insurance price only if you didn’t make a claim in the last 1 year or more. The longer the number of years without claims, the higher your discount would be.

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