Whatever you choose, you’re covered
The First Individual Health Coverage
Plan Options
Silver
Platinum
Diamond
Individual Health Insurance
Coverage with care, built to protect you
The first in Saudi Arabia
The first insurance provider to offer health coverage for individuals, including government employees, teachers, freelancers, and more.
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Wide Coverage
An extensive medical network across the Kingdom, covering hospitals, clinics, and medical centres.
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Fast Approvals
Swift approvals you can count on, because your health can’t wait.
Frequently Asked Questions
You can get a personalized quote instantly at https://store.tree.com.sa/pet/. The cost depends on your pet's age, breed, and the coverage level you choose.
Co-insurance is the percentage of the claim amount that you're responsible for, subject to a minimum. We automatically deduct this from your claim payout. Be sure to review your policy documents for your specific co-insurance percentage, as it may change at renewal.
Accident Only: Covers vet treatment costs for injuries caused by accidents (e.g., broken bones, cuts).Accident & Illness: Offers broader protection, covering both accidents and a wide range of illnesses (e.g., infections, allergies, chronic conditions).
Coverage begins 45 days after your policy's start date (the initial exclusion period). Any accidents or illnesses during this period won't be covered. This exclusion period only applies when you first take out the policy, not at renewal.
Pre-existing conditions are health issues your pet had before getting insurance. These are not covered, as pet insurance is designed for unforeseen events. Pre-existing conditions include:
• Signs/symptoms of diagnosed or undiagnosed injuries/illnesses
• Existing physical abnormalities
• Issues medically linked to existing conditions
• Bilateral conditions where one side was affected before the policy started
Yes, your pet must be:
• In good health
• Microchipped and tagged
• Free from any injury or illness
Pre-existing conditions are health issues your pet had before getting insurance. These are not covered, as pet insurance is designed for unforeseen events. Pre-existing conditions include:
• Signs/symptoms of diagnosed or undiagnosed injuries/illnesses
• Existing physical abnormalities
• Issues medically linked to existing conditions
• Bilateral conditions where one side was affected before the policy started
This policy covers costs for illness or injury treatment. Preventative and routine procedures are not covered. Dental treatment is only covered if it's due to an accident.
We cover your pet year after year if you renew annually. However, your co-insurance may increase once your pet is over 4 years old.
Annual checks are necessary to maintain your pet's health and prevent illness or injury. Failure to do so can invalidate your policy.
Yes, the policy covers these if they're needed for diagnosing or treating a covered illness/injury and the costs are reasonable. There are annual limits for CT and MRI scans.
Yes, we cover reasonable costs for vet treatment and necessary prescriptions for covered illnesses or injuries.
No, pre-existing conditions and related costs are not covered, nor are conditions occurring within 30 days of the policy start date.
Yes, we have a closed network. You must use one of our licensed vet clinics in KSA.
Have your vet do a full checkup before getting insurance to identify any pre-existing conditions, which won't be covered.
No, congenital illnesses, defects, or abnormalities your pet was born with are not covered.
Only as part of an accidental injury claim.
Only if the dental work was due to an accidental injury. Preventative dental care or treatment for dental diseases are not covered.
You can cancel anytime. Full refund is only available if you cancel within 14 days of purchase and no claims have been made. After that, you'll receive a partial refund if no claims have been paid, made, or notified.
Email WeCare@tree.com.sa or call +966 800 124 0505.
You can get a personalized quote instantly at https://store.tree.com.sa/pets/. The ccost depends on your pet's age, breed, and the coverage level you choose.
You can get a personalized quote instantly at https://store.tree.com.sa/pets/. The ccost depends on your pet's age, breed, and the coverage level you choose.
You can get a personalized quote instantly at https://store.tree.com.sa/pets/. The ccost depends on your pet's age, breed, and the coverage level you choose.