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Plan Options

FurBasic

Designed for your pet's essential accident care, so you can relax even when the unexpected happens.

WHAT’S COVERED
LIMIT (UP TO)

Veterinary fees includes:

5,000 SAR

CT & MRI*

3,750 SAR

Complementary Treatment*

938 SAR

Euthanasia*

375 SAR

Burial*

750 SAR

Cruciate ligament*

Prescription food*

Accidental death

750 SAR

Third party liability

187,500 SAR

Loss by theft/straying

FurDeluxe

Designed for your pet's essential care, covering accidents & illnesses for complete peace of mind.

WHAT’S COVERED
LIMIT (UP TO)

Veterinary fees includes:

10,000 SAR

CT & MRI*

3,750 SAR

Complementary Treatment*

938 SAR

Euthanasia*

750 SAR

Burial*

938 SAR

Cruciate ligament*

4,700 SAR

Prescription food*

356 SAR

Accidental death

938 SAR

Third party liability

281,250 SAR

Loss by Theft Staying

750 SAR

FurRoyal

Designed for comprehensive care, covering your pet's accidents, illnesses, and more.

WHAT’S COVERED
LIMIT (UP TO)

Veterinary fees includes:

20,000 SAR

CT & MRI*

3,750 SAR

Complementary Treatment*

1,313 SAR

Euthanasia*

750 SAR

Burial*

1,313 SAR

Cruciate ligament*

4,700 SAR

Prescription food*

563 SAR

Accidental death

1,313 SAR

Third party liability

375,000 SAR

Loss by Theft Staying

1,125 SAR

Why we’re different

Our Vet Network

Enjoy exclusive offers with your policy!

Tree Pet Insurance customers get marked-down services at different partner vets and pet care providers. Love them like family, treat them like royalty! 🐾

Here’s how to claim

1

Submit Claim Details

Fill out our simple user-friendly and completely online claim journey.

Medical Records
Photo of Pet
Vet Invoice
2

Relax

Let our dedicated team handle the rest while you focus on your furry friend.

Frequently Asked Questions

How much will it cost?

You can get a personalized quote instantly at https://store.tree.com.sa/pet/. The cost depends on your pet's age, breed, and the coverage level you choose.

What does Co-Insurance mean?

Co-insurance is the percentage of the claim amount that you're responsible for, subject to a minimum. We automatically deduct this from your claim payout. Be sure to review your policy documents for your specific co-insurance percentage, as it may change at renewal.

What's the difference between Accident Only and Accident & Illness cover?

Accident Only: Covers vet treatment costs for injuries caused by accidents (e.g., broken bones, cuts).Accident & Illness: Offers broader protection, covering both accidents and a wide range of illnesses (e.g., infections, allergies, chronic conditions).

When does my cover start?

Coverage begins 45 days after your policy's start date (the initial exclusion period). Any accidents or illnesses during this period won't be covered. This exclusion period only applies when you first take out the policy, not at renewal.

What is a pre-existing condition?

Pre-existing conditions are health issues your pet had before getting insurance. These are not covered, as pet insurance is designed for unforeseen events. Pre-existing conditions include:

• Signs/symptoms of diagnosed or undiagnosed injuries/illnesses
• Existing physical abnormalities
• Issues medically linked to existing conditions
• Bilateral conditions where one side was affected before the policy started

Do I have to do anything before taking out the cover?

Yes, your pet must be:

• In good health
• Microchipped and tagged
• Free from any injury or illness

Do I have to do anything after taking out the cover to keep it valid?

Pre-existing conditions are health issues your pet had before getting insurance. These are not covered, as pet insurance is designed for unforeseen events. Pre-existing conditions include:

• Signs/symptoms of diagnosed or undiagnosed injuries/illnesses
• Existing physical abnormalities
• Issues medically linked to existing conditions
• Bilateral conditions where one side was affected before the policy started

Is there cover for vaccinations, neutering, microchipping, routine care, preventative treatment, or dental?

This policy covers costs for illness or injury treatment. Preventative and routine procedures are not covered. Dental treatment is only covered if it's due to an accident.

What happens when my pet gets older?

We cover your pet year after year if you renew annually. However, your co-insurance may increase once your pet is over 4 years old.

Why does my pet need annual health and dental checks?

Annual checks are necessary to maintain your pet's health and prevent illness or injury. Failure to do so can invalidate your policy.

Does it cover X-rays, CT scans, MRI, surgery, etc.?

Yes, the policy covers these if they're needed for diagnosing or treating a covered illness/injury and the costs are reasonable. There are annual limits for CT and MRI scans.

Does it cover vet fees and prescriptions?

Yes, we cover reasonable costs for vet treatment and necessary prescriptions for covered illnesses or injuries.

If my pet already has a medical issue, will it be covered?

No, pre-existing conditions and related costs are not covered, nor are conditions occurring within 30 days of the policy start date.

Is there an approved network of vets?

Yes, we have a closed network. You must use one of our licensed vet clinics in KSA.

What if I adopt an animal and don't know its medical history?

Have your vet do a full checkup before getting insurance to identify any pre-existing conditions, which won't be covered.

Are congenital conditions covered?

No, congenital illnesses, defects, or abnormalities your pet was born with are not covered.

Is dental treatment covered?

Only as part of an accidental injury claim.

I just spent a lot on my dog's teeth. Is this covered?

Only if the dental work was due to an accidental injury. Preventative dental care or treatment for dental diseases are not covered.

What if I change my mind and want to cancel?

You can cancel anytime. Full refund is only available if you cancel within 14 days of purchase and no claims have been made. After that, you'll receive a partial refund if no claims have been paid, made, or notified.

How can I update my details or correct errors on my policy?
How much will it cost?

You can get a personalized quote instantly at https://store.tree.com.sa/pets/. The ccost depends on your pet's age, breed, and the coverage level you choose.

What does Co-Insurance mean?

You can get a personalized quote instantly at https://store.tree.com.sa/pets/. The ccost depends on your pet's age, breed, and the coverage level you choose.

What's the difference between Accident Only and Accident & Illness cover?

You can get a personalized quote instantly at https://store.tree.com.sa/pets/. The ccost depends on your pet's age, breed, and the coverage level you choose.