Your team's productivity starts with their health
The right choice for SME Health Insurance
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Top Networks: Al Habib & Dalah
Get covered with top-tier hospitals like Al Habib & Dallah in your network.
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Seamless Digital Experience
From quotes to endorsements, manage everything online—quickly and easily.
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Smart, Secure Coverage
Enjoy competitive pricing with protection that prepares you for the unexpected.
How do I request medical reimbursement?
Payment done
While you are being treated outside the approved network, you will pay directly to the medical provider.
Download Tawuniya app
Apply for reimbursement of your medical expenses by submitting a request via Tawuniya website or App and uploading all necessary support documents.
Relax
Tawuniya will settle the claim, and the funds will be transferred to your bank account
Health insurance that fits your business
Frequently Asked Questions
It is an insurance product designed to provide health coverage for employees of small and medium-sized enterprises, in accordance with the requirements of the Council of Health Insurance, offering flexible benefits and cost-effective options suitable for the size of the establishment.
Any business registered in Saudi Arabia and classified as a small or medium-sized enterprise (SME) based on the definition set by Monshaat.
Yes, dependents including the spouse and children can be included in the coverage, depending on the selected plan and the company’s policy.
Yes, all available plans comply with the minimum benefit requirements mandated by CHI.
Pricing is determined based on several factors, including:
• Age demographics of the insured employees
• Their medical history or condition
• The type and level of coverage
You can apply through Our website and issue the policy.
Our coverage includes access to over 1,200 hospitals and clinics. You can view the full network during the application process by visiting the “Network Comparison” section on our website.
An email and SMS will be sent to you once your policy is issued. You can also view your policy schedule and benefits by logging into your account on the Tawuniya website or mobile app and navigating to the "Your Policies" section.